Business Online Services

Online Banking is the new branch alternative. With many different options and features to help you change the ways of managing your money. We provide highly secure access to perform account activities from the comfort of your own computer.

CASH MANAGEMENT

At Terrabank, we offer Cash Management products and services to help you perform your banking activities promptly and simply so you can focus on the expansion of your business.

ACH ORIGINATION/CAPABILITIES

Features and Fees:

  • Originate outgoing and incoming ACH to and from other Banks in the US
  • Low monthly fee
  • Low per item fee for ACH debit origination (customer going to debit an account at other bank)
  • No charge for incoming ACH credits
  • Registration required.

WIRE TRANSFER INITIATION

Features and Fees:

  • Transfer funds to other Banks in the US and Internationally from the comfort of your computer
  • Customized security levels
  • Competitive incoming & outgoing fee (domestic or international)

PROTRANSFER

Features:

  • Transfer funds between Terrabank Accounts and Accounts at Promerica Group Banks (Dominican Republic, Guatemala, Honduras, El Salvador, Nicaragua, Costa Rica, Ecuador) and St Georges’ Bank (Panama and Cayman Islands) Low incoming and outgoing fees.

ACCOUNT ANALYSIS

Account Analysis gives you a view into the volume the activity of your account, allowing you to manage cash flow successfully. By maintaining compensating balances throughout the month in your account, your business can be eligible for earnings credit to offset against many fees. The earnings credit allowance applies only to the current statement cycle.

BILL PAYMENT

Features and Fees:

  • Pay all your bills from the convenience of your computer
  • Registration online
  • Maximum daily of $20K and $9,999.99 per transaction

CASH HANDLING SERVICES

Focus on selling your products, growing your business and increasing employee and customer satisfaction by eliminating the hassle associated with retail money handling. We provide secure and efficient management of retail cash flow solutions for your business from point of sale to the bank.

REMOTE DEPOSIT CAPTURE

We make banking experience easier by allowing our Business clients to scan checks and electronically send the images and data to the bank for deposit, eliminating the need for checks to be transported to the bank. We install the software and image capture device in your office, and provide training for your staff. We provide full technical support after installation is completed.

Features & Benefits:

  • Check scanner that allows deposit checks into business accounts through the internet
  • Deposits are made from place of business
  • Saves time. No need to drive to the branch or wait in line at the teller line
  • Deposit 24 X 7
  • Easy to install and user-friendly
  • Availability to lease or purchase RDC machine
  • Data integration to A/R
  • Time & Cost savings
  • Fewer adjustments
  • Ease of research
  • No transportation delays

Business - Merchant Services

Terrabank connects you with an industry leader so that you gain the benefits that come from greater scale, broader experience and deeper coverage- all critical to your success in today’s competitive marketplace.

With an extensive range of innovative products to choose from, we assist our clients in achieving business goals through merchant services programs.

Keep it simple – or ramp it up

Made for your convenience, First Data Solutions bring together cutting edge hardware, state of the art security, a sleek design and more, so you can spend more time growing your business and less time looking for the right tools to run your business.

The Clover Mini is the latest, most flexible payment terminal in today’s market. Give customers the convenience of paying with multiple payment options, protect their sensitive information – as well as your own and have the flexibility you’ve always wanted, without the hassle of a big business system.

Right out of the box:

  • Accept different payment types from magnetic strip and EMV® Chip cards to contactless, without additional equipment.
  • Protect your customers, business and reputation from fraud with built-in TransArmor Solution
  • Set up a mobile rewards program with the free Perka Punchcard app
  • Tap into valuable insights about your business with Insightics Free*

Solutions:

  • Clover Mini
  • Cover Mobile
  • Clover Station
  • Clover Go
  • Clover GiftCards
  • Clover Insights
  • Clover Online
  • Clover check acceptance
  • Clover Security

*Additional Solutions on official site https://www.firstdata.com/en_us/products/small-business/all-solutions.html

Do a lot more, a lot more efficiently.

* Other terms and conditions may apply. For more information, contact us at (305) 448-4898 or questions@terrabank.com